That was cringe to record, but hopefully you get the message!
Saving feels safe, but over the years you may realize that the real risk is to not grow your money enough to safely retire.
But most of the times when you realize that it’s unfortunately too late.
So instead of trying to invest all your savings at once, which would be incredibly risky and scary, take a first step.
Get used to investing a small amount for few months, and once you are comfortable enough you will probably realize that the stock market IS risky, but not investing is a much bigger risk over the years.
Content inspired by @joshmroseman . Check out his account!
Follow me @vitto.moneycoach to grow your wealth… The Stoic Way ⭐️
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This content is for educational purposes only and not financial advice.
Investing involves risk. Past performance is not a reliable indicator of future results.
The ~10% return for the investing example is based on historical data from Backtest by Curvo (~10.26%), simplified for illustration. Returns vary year by year and may change in the future.
The ~4% savings rate reflects current conditions in 2026. Historically, rates have often been lower. Both amounts do not account for inflation.